Renting or Buying - Excellent Article from Research Company ATTOM

ATTOM Research Solutions has recently released a report showing Affordability in areas for Buying or Renting. As you can see in the link below Huntsville, Alabama (Madison County) made it into their data points.  It reports that it is more affordable to buy than rent. It also states from the data collected that the average percent of average wages to rent for 2018 is approximately 22%. On the other side reading through its 2017 4th Quarter Home Affordability numbers, ATTOM reports percent of wages to purchase home is approximately 20%. For more information on the report please click the link below.

https://www.attomdata.com/news/affordability/2018-rental-affordability-report/

RealEstateofHuntsville

Smartest City in Alabama 7/27/16

Just a short post for today sharing an article on Wallethub showing the Most and Least Educated Cities in the United States. For 2016, Huntsville, Alabama came in as most educated city in Alabama and 27th most educated overall in the nation. #1 on the list is Ann Arbor, Michigan. For more information please click the link above to Wallethub's website for more information.

Source: WalletHub

New Flooring or having Wood Flooring Refinished? 9/15/15

Good Morning everyone, its the middle of September and we thought we would share a small amount of information with you. Recently an agent that works in our office showed us photos she took of wood flooring in her listing that was refinished and stained. Unfortunately everything did not go as planned. The crew that did the work came back several times and continued to make the problem worse. In multiple occasions, they cut deep into the wood and did a incomplete job of staining. The flooring is now in a condition where the options are limited to either put in brand new flooring or cover it with carpet or some other overlay. The owners can leave it as is with the gashes and discoloration, but just seeing that walking into the house is disheartening and problematic for any potential homeowner.

The importance of bringing this up is the need to mention that its almost always the correct move to go with the professional company. Unlike contractors, this is the company's main focus, flooring. They are expected to have a higher quality than contractors, although some come with a higher price tag. They have insurance to handle major mistakes and their reputation is on the line, so there is pressure on them to deliver a quality product and/or service. And if there are errors or problems, they are much more likely to come out and service the problem areas. Below is a small sample list of companies which handle flooring (in no particular order). Feel free to click the links below and view their sites for more information.

James Carpets

Kemps Flooring

Rock Bottom Carpets

Haley's Flooring and Interiors

Lumber Liquidators

Wolde Flooring

Remember there are more choices out there for flooring. This is just a sample of professional companies. Also it never hurts to ask around. Ask your family, friends, and neighbors. Ask them about their experience. You don't know if you don't ask.

Huntsville Metro Area Homes

Once again Huntsville Captures top honors for Engineering - Feb 2015

While the city Huntsville was locked into a snow and ice cycle in February and March, organizations have bestowed titles of top engineering city on Huntsville.

Forbes and NerdWallet have announced that Huntsville is the best place for engineers. By far away and an easy pick among the organizations Huntsville stood out the most. Not only that but reading further into the article Decatur, AL also made the list, making the metro area very strong indeed in terms of an engineering powerhouse. The hidden gem of the Huntsville area is once again proudly recognized.

Also sneaking in on another list. Huntsville managed to get into the top 15 of top cities for pay in STEM (Science Technology Engineering Math) jobs. With the above awards of engineering, these two can easily seen being hand in hand which looks back at another list by Wallethub showing Huntsville on the list for most educated cities.

Huntsville Metro Area Homes

Pool Information To Help You In Your Selection

Recently we have seen more and more salt water pools being installed by owners. So the question has to be asked which would be a better choice for you if you are looking into purchasing one. Many choices concerning pools tend to be personal preferences whether they be financial, convenience, or taste.

Regular pools need to maintain a certain level of chlorine which is added based on a pH value. The chlorine has to be purchased every month, and the chlorine can be an irritant to the eyes, skin, and hair to those that are sensitive. The initial set up for these pools are less expensive than their salt water counterparts, but still do need monthly pool cleanings and filter inspections. An ionic purifier can help with the pool sanitation by releasing small amounts of copper and silver to stop the growth of algae and bacteria.

Salt water pools use less chlorine by way of a chlorine generator that takes salt and through electrolysis forms chlorine.  By this process there is no harsh chlorine smell, is better for people with sensitive skin or chlorine allergies. As always there is maintenance. The chlorine generator must be maintained at the right levels specifically inside the control box, and salt is usually purchased once or twice a year. Salt water pools can cause corrosion of materials such as stone and other pool surfaces, pool lighting and other equipment. It can also leave calcium deposits. A maintenance and cleaning around the pool can cut down on this type of corrosion. Also pool cleaning for salt water pools is usually every three months. Now as with regular pools, there can be an irritant. In the case of salt water pools it is irritant to the eyes for those sensitive.  Just for quick information, usually salt water pools have between 3,000 to 5,000 parts per million while ocean salinity has 40,000 parts per million. The costs of salt water pools other than the initial set up can depend on your area of the country, utility costs, etc.  But there is an increase in the electric bill and it all depends on the filter motor & generator, pool size, generator size and local utility rates.

Remember as with location and company, costs and rates from anything from initial set up, chlorine/salt purchases, to equipment purchases, utility rates will all vary.  So do some shopping around and ask others who have pools. See how they like it and who they used. Reviews and personal interactions will always help you to make an informed decision.

Huntsville Metro Area Homes

Huntsville Restaurant Week & News

Just a heads up to everyone that Huntsville Restaurant Week starts this Friday 8/15/14 and runs through 8/24/14. Amanda Conger at Our Valley Events and the Huntsville/Madison County Convention and Visitors Bureau have both done a wonderful job of putting out information on the what's, who's, where's and how much. Our team looks forward to experience all the dishes that these restaurants will be showcasing to the city.

A few of the Huntsville Restaurant Week Participants

Also coming across the news, specifically WHNT. It looks like there are plans in the works for Stone Middle School to be converted. Part Straight to Ale brewery, part Yellowhammer brewery, part ampitheater, and even Bandito Burrito seems to be interested in taking part. Currently Bandito Burrito has a small location across the road and this certainly would allow them an upgrade in space inside but also parking.

Site Plan by Matheny Goldmon Architecture & Interiors

Huntsville Metro Area Homes

Trampoline Park Update, Disclosing Information, Town Madison Co-op District

First an update on something we had several calls about. Shakalaka Trampoline Park off of University Drive. Originally we had expected the park to open in the spring. We received several calls from our wonderful readers that asked if we had heard any updates. Until now we had none and everything was silent about the opening date.  The park is now open and looks to offer a variety of activities including Free Jumping, obstacle course, and a fitness class. For more information call the number above or click the link above.

Now a word about disclosing information by and for home sellers. If you have information about your house that your agent may or may not be aware about. Be sure to bring it up. This lack of disclosure can bring problems down the road. Don't assume everything will be taken care of when these issues or problems can possibly pop up during home inspections, title searches, or termite inspections. If an agent does not have all the vital information, they cannot give you the proper guidance and are only seeing with one eye open. Sellers expect the real estate agent to give them all the possible options, in turn agents want to be given all the information so that no options are overlooked. Remember communication and disclosure of information are keys to having a good business relationship.

In other news, Madison city council has green lighted the Town Madison Co-op District. This will create a new area of development over 700 acres covering everything from Zierdt Road along I-565 up to Wall Triana Highway. The first phase of development will be at the corner of Zierdt and I-565. Keep your eyes peeled for more information about this massive development project.

Huntsville Metro Area Homes

What's Huntsville planning and its vision?

More often than not we see stagnation in the local media where not much is discussed on future planning and a vision of what needs to be done to make sure the city and local surrounding areas are on the right course.

For a while now, we have been dissecting and processing information from two valuable sites from the city. One is an overall broad vision and one is user input thoughts on what to do or improve.  Each one is worth reading through and filtering out the information you have the most interest. Be careful as you can go on information overload in some places due to the large documents the city has put out. The sites are Big Picture Huntsville and Imagine Huntsville.

Information in Big Picture Huntsville is segmented and is pretty easy to keep reading along as it flows very well. As always though, these are visions and plans, always subject to change as we have seen in the past so don't take anything as concrete. Just suggestions on what could possibly be done and making the road map as the city moves along.

Huntsville Metro Area Homes

Post-Snowstorm & Time to think about Landscaping

Its now post-snowstorm and all the heavy snow has quickly melted off the trees and most areas that had sun.  However, shaded areas are still strewn with snow patches and ice clumps.  But there is a warm-up coming so whatever is left won't be around for that long.  Hopefully everyone had fun while it lasted.

Its mid February, which means its the perfect time to start thinking of Landscaping.  Maybe not physically doing it, but thinking about how you want everything laid out.  What colors, materials, and plants to put in.  Everyone's starting to think of Spring, and March is quickly approaching.  At that point all the best plants will be going quick as some people are buying up all the ingredients for their yards for they did their planning ahead of time.  Ideas for landscaping can come from everywhere and anywhere.  And if you want to ask your local nursery what looks good with plants and materials go ahead and ask them, they don't mind helping you out.  Major nurseries include Bennett on North Parkway, Earthtouch on Whitesburg, and Reseda on 72 West. Be sure to check them out and if you know of any other ones just add your comment so that others can see it.  And remember don't procrastinate or your favorite plants or pavers may be gone.

Huntsville Metro Area Homes

New Year and keeping the eyes on a few of the new schools

Well the New Year of 2014 is now in full swing.  Short post before the heavy work begins.  For the most part, the team is very positive on how this year will go in the local real estate market.

We will expect home prices to climb slowly higher.  New Construction will continue to open new subdivisions and continue to grow.  We hope a property's days on market will decrease.

Although its winter its an excellent time to put a house on the market.  People who are serious have first dibs on the home, and then the build up into the usual springtime rush begins and everyone then begins looking.

We will also be keeping sharp eyes over the course of the year on the rebuilding of Whitesburg Elementary & Middle into the Whitesburg P-8 over Fern Bell Park and the rebuilding of Grissom High School to the West of  Sams in South Huntsville.  They've released the Whitesburg P-8 drawing as seen above, but we're still waiting on the release of the new Grissom drawing.  We'll keep you up to date on that one.  However, if everyone remembers they have designated the old space when Grissom moves.

So we'll alert you to any changes we see or hear about.  Have a great New Year!

Huntsville Metro Area Homes

Upgrades vs. Maintenance: A Continual Showdown

For many years now there's been a constant banging of the drum of what equates Maintenance/Upgrades.  Some of the time its subjective, some of the time its objective, and the other third is completely off the wall.  We see sellers many times try to get buyers to pay for everything that they've done to get the house in selling shape.  But its not going to work that way when the activities that were engaged in were maintenance of the house to keep it in working order.

Let's go with a few quick examples that make sense (hopefully):
Repairing or Replacing the home's roof.  This is wear and tear.  Loose shingles, storm damage, water leakage...This is basic maintenance.  If the seller decided not to sell, they would still have to make the repairs to keep the house running.

Lawn care & exterior house cleanliness.  This is another maintenance issue. Keeping landscaping looking nice, weeding, making sure the grass is cut below a certain level (prevent rodents & snakes from hiding in and attacking passerbys).  Trash being kept out of sight when its not collection day.  Any other items which may need to be stored and not flowing over the yard (tools, projects, escaped items from trash).  Its all maintenance to keep the house looking good, and also in this case sometimes within city limits you can be fined for an untidy yard.  No one wants to walk next to five foot grass which holds surprises.

Now the flip side:  Appliances, CounterTops, and Remodeling are just a few examples of Upgrades.  Appliances can be upgrades to more energy efficient and high quality stainless steel models instead of the old plastic energy hogging devices.  Changing from the old style of 50's & 60's countertops to something definite and substantial such as granite is a major upgrade that works well with new kitchen cabinets for that extra storage which everyone seems to need.  Remodeling.  Remodeling can really be an upgrade if done correctly.  Completely redoing a bathroom making it a full bath from a 3/4 bath and having nice double vanity and whirlpool tub.  Bringing new quality landscaping to a bland yard with no excitement.  Adding an entertaining deck to the patio can be included if done right.  These are just a fraction of upgrades that can be done.  But the main point here is that Upgrades are only Upgrades if the work has been done with quality in mind, and not haphazardly.  This subpar work leads buyers to know they'll either have to do serious maintenance upkeep or scrap and redo all over again with the knowledge it'll cost them extra.

Whether the Upgrades you do to your home bring any value with it is another story completely...and we'll save that for another day.


Today's Tidbit:  Everyone have a Merry Christmas, and be safe out there.  We know the driving tends to be a bit hectic.

Huntsville Metro Area Homes

Choosing the Right Water Heater for You, Helpful Information to Know

Every once in a while, the most trustworthy of home essentials goes bad.  Either through the product reaching the end of its life or a problem/accident.  The end result is still the same, the search for a replacement.  So in this post, we decided to break down this large volume of information and try to give quick bites of info about one of the true essentials of the modern home: A Water Heater.

A water heater in its easiest explanation is something that we overlook everyday.  We know water comes out of the faucet and when we want, it comes out hot.  But the trusty water heater is behind it all.  It heats the water for kitchen sinks, washing machine, mudroom sink, bathroom sinks, showers, etc.  It is the standard when we need gallons of water heated quickly.  But take it away and we're left with just plain, cold water.

Let's dig a little deeper into water heaters and see what they offer, you might be surprised.

There are three major determining factors of the Water Heater: Fuel, Water Storage, and Space.

Fuel:
There are several different types of fuel that water heaters use but the two Main ones are electric and gas. (Gas being either Liquid Propane or Natural Gas).  Electric Water Heaters have a large variety of gallon sizes for homes, have options for high efficiency, are the least expensive, and uses heating elements to heat the water.  Gas Water Heaters are more energy efficient than Electric Water Heaters, but are more expensive, and uses a burner to heat the water (storage nearby around the water heater can be a fire hazard), and there are less options for size availability than Electric.

Water Storage:
This next part is where it can get tricky and throw people for a loop.  You can either have tank water heaters or tankless.  Tank water heaters physically hold the water as it heats, (whereby you can actually see a 50 gallon water heater) and the tankless heats the water as it passes through the heating coils and does not physically hold the water.  However, for tankless water heaters it is very important to know your flow rate.  Your flow rate may have an impact on the tankless water heater you get.  For either Tank or Tankless the amount of people living in the house and the number of bathrooms is a good indicator for the Gallon Size Tank or Gallons/Minute Outflow Rate that the home might need.

Space:
This is where you determine the location of where the water heater will be placed.  Sometimes it can be placed in the exact spot as the old one, sometimes another spot is preferred when the size of the water heater is changed.  Before you choose which water heater you will have, remember to measure the area in which you want the heater to go.  This measurement will go along way to not having problems later on in terms of fitting the new water heater in. In some areas, the tall tank water heaters will not fit and can be substituted for large width low water heaters, and still hold the same amount of water.

Remember we recommend any installation and change over into a new water heater or major appliance to be done by a professional so they can fix any problems that occur on the spot and well as have it done correctly the first time.

Today's Tidbit:  Yes, we know that Water Heaters don't really pop into one's mind (only when buying a new home) but its still useful information that we gladly pass on to help those who are in the quandary of information overload when going through looking for a new Water Heater.

Huntsville Metro Area Homes

Last Weekend's Roundup

Just a quick post on last weekend.  The Team went out last weekend and popped in at several spots around Huntsville in the many events which were ongoing.  (And thankfully for the good weather)

Friday, the Team strolled Bridgestreet in the morning for a few hours before settling in the afternoon at The Gem, Jewelry, & Mineral Show at the VBC.

Saturday, it seems everyone was at the Huntsville Ghost Walk to hear the stories and see the historical homes during the 2.2 mile trek.  When our group led by Robert Reeves came back to the starting point, there were many more people on the four corners waiting for their turn to go for the 8PM Start.  The amount of people that came out was overwhelming to see.

Sunday, we enjoyed ourselves immensely at the Maple Hill Cemetery Stroll.  Like the Huntsville Ghost Walk on the previous day, Maple Hill Cemetery was completely packed full of people.  The crowds which surrounded the Huntsville Historical Figures where bustling at the seams.  The Black Widow of Hazel Green, Elizabeth Dale Gibbons could even have her pick of any of the multitudes of men in attendance.
We even managed to take a nice picture of Mary Bibb as she talked about herself and her tomb behind her.

Mary Chambers Bibb 

(Photo by Carol Jacobs Team)

All in all it was a very fun weekend but exhausting to try and make all the wonderful events.  Going to all the events was well worth it for both self enjoyment, involvement in the community, as well as interacting with other people we met along the way.  So if something like these events comes again we'll go again, and we can only hope you will as well!

Huntsville Metro Area Homes

Autumn Cleaning - The 2nd Coming of Spring Cleaning

Many people do not realize that Spring Cleaning comes twice a year.  The first being Spring, and the second being Autumn.  Autumn cleanings don't really make an impact as much as Spring cleaning due to the fact that they're not as invasive and prolonged.  Where as Spring can take a week to two weeks, cleaning in Autumn can be more along the lines of a few days.  It takes place right when the first chill hits the night air.  And Autumn Cleaning does not include the chore of raking and bagging all the leaves.  That is its own event.

Let's get started shall we?

Clean windows, drapes, carpet, patio, sidewalk, porch, bedding.  This is everything that pollen and allergens can stick to.  No reason to keep them around, and now is a good as time as any to get rid of them especially if you have sinus/allergy problems.

Change your bedding and wardrobe for cooler months.  Do it now, so you won't have to throw blankets and clothing around later from the attic or hall closet where everything else winds up.

Change your HVAC air filter.  Many people forget to change this one regularly.

Outdoors? Begin cleaning up the patio, from furniture, dead plants, and summer clotheslines everything has a time and with the onset of cooler weather its best to either move them to a discrete place like a shed, or throw away if no longer of use.  Make it appear clean, also makes it much easier when the leaves really start falling in that you don't have to maneuver around obstacles.  Speaking of leaves, remember to check your gutters regularly for leaf blockages or nests on the top sections of the gutters and the downspouts.

If you can think of any more have at it.  Just remember not to overdo it!

Huntsville Metro Area Homes

Next weekend activities, for Oct 11-13

It seems like there are many events which fall on next weekend of Oct 11-13 and because of the team's busy schedule we may not get a chance to get the information out.  Here are just a few of them to go to.  The team will try to hit at least three of these wonderful events.  If you see the team show up with new jewelry, pictures, fresh vegetables and looking full of food, you will know what happened.  Best thing that can be said about these events that people don't realize that these events are mostly local with a possible exception of a few vendors at the Gem and Mineral Show.  A few vendors might come from the edge of the Tennessee Valley or outside of it.

Huntsville's Maple Hill Cemetery Stroll  10/13/13 from 2-4:30PM
Usually more than 80 historical figures among the 80,000 dead tell their story throughout the afternoon in a delightful experience of walking, listening to stories, and listening to music.

2013 Gem, Jewelry & Mineral Show Oct 11 & 12 10AM-6PM & Oct 13 Noon-5PM
A great experience for finding great jewelry, loose gems, and fun table and corner placements.  With many vendors and possible combinations of jewelry, this visit is definitely worth it.

Huntsville Ghost Tour 6PM on weekends Fri & Sat
Fun stories of Huntsville's first residents, intrigue, murder, and scandal.  These walks make you go back for weeks on end to hear something you may missed.

Madison City Farmers Market 10/12/13  9AM-1PM
1282 Hughes Road, next to Discovery Middle School.

Inaugural Downtown Street Food Gathering Oct 11th  6-9PM
Complete with Food Trucks and Music by Goat Hill String Band, Parking behind Regions Bank.

Today's Tidbit: Get out with friends and family and enjoy the fall harvests and parties.

Huntsville Metro Area Homes

Dangers of Lead Based Paint in Homes

Many posts we do are more uplifting and fun, however this one today is of a more serious nature.  Let's talk about Lead in the Home.  There are homes across the country which still have the lead paint on walls.  Since 1978, lead has been banned in its use as a ingredient in household paint.  Previously, lead was used as a faster drying agent, good durability so as not to have to paint as often, and the ability to be moisture resistant.  Now why the ban on lead in household paints?  Mainly because of its toxic nature.  They are especially toxic to the nervous system and the kidneys.  In children, this lead can be disastrous in their early development especially when they are surrounded by it in a lead walled environment.  Any paint chips or cracking of the paint into dust consumed or inhaled into the system is a serious concern.

With older homes, agents have a duty to ask whether or not there is lead based paint on the walls and sellers must disclose if there is or is not lead to the best of their abilities.  Regardless of is or is not, there is a Lead Based Paint Pamphlet produced by the Environmental Protection Agency, the Consumer Product Safety Commission, and the Department of Housing and Urban Development that agents distribute to clients.  This Pamphlet is a very important source of information which includes "The What", "The How To", "What Do I Do", and "Who Do I Contact?"  If you are selling your pre-1978 home or buying a home constructed before 1978, please remember to read this Lead Based Paint Pamphlet to protect you and your family.

Today's Tidbit:  Remember the Romans of millennia gone by used lead pipes, utensils, jewelry, and cosmetics.  No doubt this hastened the onset of lead poisoning of many of it citizens.

Huntsville Metro Area Homes

Updates to City of Huntsville and Chamber of Commerce Websites

As Huntsville continues to be the 2nd largest metro area in Alabama, the city has started a more proactive approach towards putting information online.  Now not many have noticed recently, but the City of Huntsville has now put city laws on an online database for everyone to see.  On the City of Huntsville's main front page, the JavaScript link is located at the bottom left.  Also included in their eGov links are forms, taxes, court and police records, etc.

Also the Huntsville Madison County Chamber of Commerce website has updated their maps section to show schools, parks, recreation, dining areas, industrial parks, arts, and more.  If you get a chance check it out!  One can only expect the chamber to add more to these maps.

Huntsville Metro Area Homes

Quick Review of Concert in the Park: 7/22/13, US Army Materiel Command Band

Part of the Carol Jacobs team went to last night's Concerts in the Park on a whim and were pleased with the turnout, environment, and fun.

Put on by The Arts Council Inc of Huntsville, AL & the Department of Recreational Services of Huntsville, AL, was moved indoors because of the rain during the day and possible rain later on.  The relocated event took place in the South Hall of the VBC, on the south side of the VBC Arena.  The hall was completely air conditioned and over 95% brought their lawn chairs and folding chairs while the vendors sold food and drinks.

The MC for the evening was Steve Johnson of WHNT who introduced everyone from the band to guests to present honors to the band.

Once the the music started, it began with several jazz pieces then moving to the title track from the movie "1941" and the Olympic signature piece "Fanfare for the common man" among many others.  The performers were looking very sharp and their instruments were completely sterling with shine that could be seen in the far back of the hall.

Intermingling with the crowd were also reenactors dressed up in different period uniforms from nurses from the Vietnam and WWII era, to Vietnam Recon soldiers and WWII infantry.

The large crowd gave applause after every set and enjoyed themselves thoroughly.  With a concert this nice, free, and easy access to the event everyone was pleased to have made it.

We eagerly look forward to going to more Concerts in the Park.

Huntsville Metro Area Homes

Tomorrow 6/21/13 is the First Day of Summer...Huntsville events, road funds, and new entertainment districts

With the first day of summer looming around the corner what is everyone up to.  Seems like there are vacations about to go on or are being planned.  Everyone is getting involved in activities and volunteer groups on one thing or another, or people are taking more of an opportunity to go out more with families and friends.

Our local visitors center has put together more upcoming events.

In other news: One of our team members spotted Mayor Battle on the corner of Byrd Spring and South Memorial Parkway when he was discussing the deferred road funds for Byrd Spring & Lily Flagg.  And with the new open container legislation that has passed the city is putting out more information on the entertainment districts known as Quigley and Meridian.


Today's Tidbit: Remember rule of safety for summer, keep drinking even if you don't feel thirsty.  Dehydration can still hit you when its humid out and doesn't feel as hot.

Huntsville Metro Area Homes

6/18/13 - Yes Mortgage Rates Are Going Up! Mortgage Rates for Huntsville Alabama Area

Its true we haven been climbing upwards with mortgage rates.  Better to lock in your low rate now!

INSTITUTION	Conv. 30-year fixed Rate/points/APR	Conv. 15-year fixed Rate/points/APR	5-Year ARM Rate/points/APR	Yearly cap Lifetime cap	FHA Rate/pnts/APR 30yr	VA Rate/pnts/APR 30yr	Last Update
Renasant Bank (256) 382-2828	3.75/0	2.875/0	NA/0 (0 APR)	2/5	3.375/0	3.375/0	17-Jun-2013 2:47:35 PM
Servis First Bank (256) 722-7821	3.75/0	2.875/0	NA/NA	NA/NA	3.25/0	3.25/0	17-Jun-2013 11:19:26 AM
Charis Mortgage Corporation (256) 885-4044	3.750/0 (3.750 APR)	2.875/0 (2.875 APR)	NA/NA	NA/NA	3.250/0 (3.250 APR)	3.250/0 (3.250 APR)	17-Jun-2013 10:33:20 AM
REDSTONE FEDERAL CREDIT UNION (256) 882-8500	3.875/0	3.0/0	2.5/0 (0 APR)	2/5	NA/NA	NA/NA	17-Jun-2013 10:06:42 AM
Progress Bank (256) 319-3630	3.750/0	2.875/0	2.500/0 (0 APR)	2/5	3.125/0	3.125/0	17-Jun-2013 9:43:19 AM
First Bank Mortgage Partners (256) 533-5576	3.875/0	2.875/0	2.5/0 (0 APR)	2/5	3.25/0	3.25/0	17-Jun-2013 9:09:17 AM
First Commercial/Synovus 256-288-2316	4.000/0	3.000/0	NA/NA	NA/NA	3.375/0	3.375/0	14-Jun-2013 1:30:20 PM
PNC BANK 256-382-4560	3.75/NA	2.875/NA	2.25/NA	NA/NA	3.25/0	3.25/0	14-Jun-2013 11:57:41 AM
Supreme Lending (256) 715-9465	3.99/0	3.00/0	2.875/0 (0 APR)	2/5	3.625/0	3.265/0	14-Jun-2013 10:09:37 AM
South Bank (256) 535-6000	3.750/0	2.875/0	2.50/0 (0 APR)	2/5	3.25/0	3.250/0	13-Jun-2013 11:54:15 AM
Starkey Mortgage (256) 533-2362	3.875/0	3.00/0	2.75/0 (0 APR)	2/5	3.5/0	3.5/0	11-Jun-2013 2:48:46 PM

Huntsville Metro Area Homes